{"id":11067,"date":"2026-05-16T22:25:38","date_gmt":"2026-05-16T20:25:38","guid":{"rendered":"https:\/\/wisegroupfl.com\/?page_id=11067"},"modified":"2026-05-17T19:53:52","modified_gmt":"2026-05-17T17:53:52","slug":"calculadora-siembra","status":"publish","type":"page","link":"https:\/\/wisegroupfl.com\/es\/calculadora-siembra\/","title":{"rendered":"Calculadora Siembra \u2014 Preconstrucci\u00f3n Miami"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11067\" class=\"elementor elementor-11067\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2622237 e-flex e-con-boxed e-con e-parent\" data-id=\"2622237\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8034510 elementor-widget elementor-widget-html\" data-id=\"8034510\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- LANDING PAGE LM02 \u2014 wisegroupfl.com\/calculadora-siembra -->\n<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Calculadora Siembra \u2014 Preconstrucci\u00f3n Miami \u00b7 Julio Ospina \u00b7 Wise Group<\/title>\n<meta name=\"description\" content=\"Descarga gratis la Calculadora Siembra. Excel funcional con proyecciones a 10 a\u00f1os para evaluar cualquier preconstrucci\u00f3n en Miami. Con cronograma de pagos, an\u00e1lisis de salida y comparativa.\">\n<style>\n  *{margin:0;padding:0;box-sizing:border-box;}\n  body{font-family:Arial,sans-serif;color:#1A1A2E;background:#fff;}\n  .hero{background:#0D1F5C;padding:80px 24px 60px;text-align:center;}\n  .eyebrow{font-size:11px;letter-spacing:4px;text-transform:uppercase;color:#C9A84C;font-weight:700;margin-bottom:18px;}\n  .hero h1{font-size:40px;font-weight:800;color:#fff;line-height:1.15;margin-bottom:12px;max-width:700px;margin-left:auto;margin-right:auto;}\n  .hero h1 span{color:#C9A84C;}\n  .hero-sub{font-size:17px;color:rgba(255,255,255,0.82);max-width:560px;margin:0 auto 32px;line-height:1.65;}\n  .hero-badges{display:flex;justify-content:center;gap:24px;flex-wrap:wrap;margin-bottom:40px;}\n  .badge{background:rgba(255,255,255,0.08);border:1px solid rgba(201,168,76,0.4);border-radius:4px;padding:12px 20px;text-align:center;}\n  .badge .n{font-size:24px;font-weight:800;color:#C9A84C;}\n  .badge .l{font-size:10px;color:rgba(255,255,255,0.6);text-transform:uppercase;letter-spacing:1px;margin-top:3px;}\n  .gold-bar{height:4px;background:#C9A84C;}\n  .disclaimer{background:#FFF3CD;padding:14px 24px;text-align:center;font-size:13px;color:#856404;border-bottom:2px solid #C9A84C;}\n  .form-sec{background:#F8F9FC;padding:64px 24px;}\n  .form-inner{max-width:520px;margin:0 auto;}\n  .form-title{font-size:26px;font-weight:800;color:#0D1F5C;text-align:center;margin-bottom:8px;}\n  .form-sub{font-size:15px;color:#555;text-align:center;margin-bottom:30px;line-height:1.6;}\n  .form-group{margin-bottom:16px;}\n  .form-group label{display:block;font-size:12px;font-weight:700;color:#0D1F5C;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:5px;}\n  .form-group input,.form-group select{width:100%;padding:13px 15px;border:1.5px solid #D1D5DB;border-radius:4px;font-size:15px;font-family:Arial,sans-serif;color:#1A1A2E;background:#fff;}\n  .form-group input:focus,.form-group select:focus{outline:none;border-color:#C9A84C;}\n  .btn{display:block;width:100%;padding:17px;background:#C9A84C;color:#fff;font-size:13px;font-weight:800;letter-spacing:2px;text-transform:uppercase;border:none;border-radius:4px;cursor:pointer;margin-top:6px;}\n  .btn:hover{background:#b8963d;}\n  .form-fine{font-size:11px;color:#9CA3AF;text-align:center;margin-top:12px;line-height:1.5;}\n  .what-sec{padding:64px 24px;max-width:860px;margin:0 auto;}\n  .what-sec h2{font-size:26px;font-weight:800;color:#0D1F5C;margin-bottom:8px;}\n  .what-sec .sub{font-size:15px;color:#555;margin-bottom:32px;line-height:1.6;}\n  .sheets-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:20px;}\n  .sheet-card{border:1.5px solid #E5E7EB;border-radius:6px;padding:24px 20px;}\n  .sheet-card .num{font-size:28px;font-weight:800;color:#C9A84C;margin-bottom:10px;}\n  .sheet-card h3{font-size:14px;font-weight:700;color:#0D1F5C;margin-bottom:8px;}\n  .sheet-card p{font-size:13px;color:#555;line-height:1.6;}\n  .sample-sec{background:#0D1F5C;padding:64px 24px;}\n  .sample-inner{max-width:860px;margin:0 auto;}\n  .sample-sec h2{font-size:26px;font-weight:800;color:#fff;margin-bottom:8px;}\n  .sample-sec .sub{font-size:15px;color:rgba(255,255,255,0.7);margin-bottom:32px;}\n  .sample-table{width:100%;border-collapse:collapse;}\n  .sample-table th{background:rgba(201,168,76,0.2);color:#C9A84C;font-size:11px;text-transform:uppercase;letter-spacing:1px;padding:12px 16px;text-align:left;border:1px solid rgba(201,168,76,0.2);}\n  .sample-table td{color:rgba(255,255,255,0.85);font-size:14px;padding:12px 16px;border:1px solid rgba(255,255,255,0.1);}\n  .sample-table tr:nth-child(even) td{background:rgba(255,255,255,0.04);}\n  .sample-table .highlight td{color:#C9A84C;font-weight:700;}\n  .warn-sec{background:#FFF3CD;padding:24px;text-align:center;font-size:13px;color:#856404;max-width:860px;margin:24px auto;border-radius:4px;border:1px solid #FFDD57;}\n  .about-sec{padding:60px 24px;max-width:720px;margin:0 auto;}\n  .about-sec h2{font-size:22px;font-weight:800;color:#0D1F5C;margin-bottom:18px;}\n  .about-sec p{font-size:15px;color:#374151;line-height:1.8;margin-bottom:14px;}\n  .about-sec blockquote{border-left:4px solid #C9A84C;padding:14px 20px;background:#FDFAF3;font-style:italic;color:#555;font-size:15px;line-height:1.7;margin:20px 0;}\n  .fab-banner{background:#FDF6E8;border-top:3px solid #C9A84C;border-bottom:3px solid #C9A84C;padding:32px 24px;text-align:center;}\n  .fab-banner h3{font-size:18px;font-weight:800;color:#0D1F5C;margin-bottom:8px;}\n  .fab-banner p{font-size:15px;color:#374151;max-width:520px;margin:0 auto 14px;line-height:1.6;}\n  .fab-banner a{display:inline-block;background:#0D1F5C;color:#C9A84C;padding:11px 26px;font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;text-decoration:none;border-radius:3px;}\n  footer{background:#0D1F5C;padding:36px 24px;text-align:center;}\n  footer .logo{color:#C9A84C;font-size:16px;font-weight:800;margin-bottom:10px;letter-spacing:1px;}\n  footer p{font-size:11px;color:rgba(255,255,255,0.45);line-height:1.7;}\n  footer a{color:rgba(255,255,255,0.5);text-decoration:none;}\n  @media(max-width:600px){.hero h1{font-size:28px;}.hero-badges{gap:14px;}}\n<\/style>\n<\/head>\n<body>\n<section class=\"hero\">\n  <p class=\"eyebrow\">Descarga gratuita \u00b7 Excel funcional \u00b7 Wise Group<\/p>\n  <h1>Calculadora <span>Siembra<\/span><br>para preconstrucci\u00f3n en Miami<\/h1>\n  <p class=\"hero-sub\">Corre tus propios n\u00fameros \u2014 no los del vendedor. Cronograma de pagos, valor proyectado a 10 a\u00f1os, y comparativa con alternativas.<\/p>\n  <div class=\"hero-badges\">\n    <div class=\"badge\"><div class=\"n\">4<\/div><div class=\"l\">Hojas<\/div><\/div>\n    <div class=\"badge\"><div class=\"n\">83<\/div><div class=\"l\">F\u00f3rmulas<\/div><\/div>\n    <div class=\"badge\"><div class=\"n\">3<\/div><div class=\"l\">Escenarios<\/div><\/div>\n    <div class=\"badge\"><div class=\"n\">$0<\/div><div class=\"l\">Costo<\/div><\/div>\n  <\/div>\n<\/section>\n<div class=\"gold-bar\"><\/div>\n<div class=\"disclaimer\">\u26a0\ufe0f Esta calculadora es una herramienta de an\u00e1lisis \u2014 no garantiza rendimiento. Consultar siempre con un asesor antes de invertir.<\/div>\n\n<section class=\"form-sec\">\n  <div class=\"form-inner\">\n    <h2 class=\"form-title\">Descarga el Excel ahora<\/h2>\n    <p class=\"form-sub\">Recibir\u00e1s el Excel + el PDF instructivo en tu correo de inmediato.<\/p>\n    <iframe\n    src=\"https:\/\/api.leadconnectorhq.com\/widget\/form\/JEq3Bf6I2zwIMSpBhbXS\"\n    style=\"width:100%;height:100%;border:none;border-radius:8px\"\n    id=\"inline-JEq3Bf6I2zwIMSpBhbXS\" \n    data-layout=\"{'id':'INLINE'}\"\n    data-trigger-type=\"alwaysShow\"\n    data-trigger-value=\"\"\n    data-activation-type=\"alwaysActivated\"\n    data-activation-value=\"\"\n    data-deactivation-type=\"neverDeactivate\"\n    data-deactivation-value=\"\"\n    data-form-name=\"LM02 \u2014 Calculadora Siembra\"\n    data-height=\"undefined\"\n    data-layout-iframe-id=\"inline-JEq3Bf6I2zwIMSpBhbXS\"\n    data-form-id=\"JEq3Bf6I2zwIMSpBhbXS\"\n    title=\"LM02 \u2014 Calculadora Siembra\"\n        >\n<\/iframe>\n<script src=\"https:\/\/link.msgsndr.com\/js\/form_embed.js\"><\/script>\n  <\/div>\n<\/section>\n\n<section class=\"what-sec\">\n  <h2>Las 4 hojas del Excel<\/h2>\n  <p class=\"sub\">Cada hoja resuelve una pregunta distinta. Trabajan juntas autom\u00e1ticamente.<\/p>\n  <div class=\"sheets-grid\">\n    <div class=\"sheet-card\">\n      <div class=\"num\">1<\/div>\n      <h3>Inputs<\/h3>\n      <p>Complet\u00e1s el precio, el plan de pagos y las proyecciones. Todo lo dem\u00e1s se calcula solo.<\/p>\n    <\/div>\n    <div class=\"sheet-card\">\n      <div class=\"num\">2<\/div>\n      <h3>Cronograma<\/h3>\n      <p>Mes a mes: cu\u00e1ndo y cu\u00e1nto pag\u00e1s. Desde el reservation hasta el closing y la renta.<\/p>\n    <\/div>\n    <div class=\"sheet-card\">\n      <div class=\"num\">3<\/div>\n      <h3>An\u00e1lisis de salida<\/h3>\n      <p>Valor proyectado en 3 escenarios (3%, 5%, 7%) y comparativa con alternativas.<\/p>\n    <\/div>\n    <div class=\"sheet-card\">\n      <div class=\"num\">4<\/div>\n      <h3>Instructivo<\/h3>\n      <p>Glosario, c\u00f3mo leer los n\u00fameros, y qu\u00e9 preguntas puede y no puede responder la calculadora.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"sample-sec\">\n  <div class=\"sample-inner\">\n    <h2>Ejemplo de resultado \u2014 Studio $700,000 \u00b7 10 a\u00f1os<\/h2>\n    <p class=\"sub\">One Twenty Brickell \u00b7 Escenario Base (5% anual) \u00b7 Renta neta $2,300\/mes<\/p>\n    <table class=\"sample-table\">\n      <tr><th>Componente<\/th><th>Escenario Conservador (3%)<\/th><th>Escenario Base (5%)<\/th><th>Escenario Optimista (7%)<\/th><\/tr>\n      <tr><td>Precio de compra<\/td><td>$700,000<\/td><td>$700,000<\/td><td>$700,000<\/td><\/tr>\n      <tr><td>Valor proyectado A\u00f1o 10<\/td><td>~$940,000<\/td><td>~$1,140,000<\/td><td>~$1,377,000<\/td><\/tr>\n      <tr><td>Ganancia de valorizaci\u00f3n<\/td><td>~$240,000<\/td><td>~$440,000<\/td><td>~$677,000<\/td><\/tr>\n      <tr><td>Renta neta acumulada (10 a\u00f1os)<\/td><td>~$276,000<\/td><td>~$276,000<\/td><td>~$276,000<\/td><\/tr>\n      <tr class=\"highlight\"><td>Retorno total estimado<\/td><td>~$516,000<\/td><td>~$716,000<\/td><td>~$953,000<\/td><\/tr>\n      <tr class=\"highlight\"><td>ROI sobre inversi\u00f3n<\/td><td>~74%<\/td><td>~102%<\/td><td>~136%<\/td><\/tr>\n    <\/table>\n  <\/div>\n  <div class=\"warn-sec\">Los valores son proyecciones referenciales basadas en supuestos de valorizaci\u00f3n hist\u00f3rica en Brickell. No garantizan rendimiento. El mercado puede tener ciclos bajos. Usar como herramienta de an\u00e1lisis \u2014 no como base \u00fanica de decisi\u00f3n.<\/div>\n<\/section>\n\n<section class=\"about-sec\">\n  <h2>Por qu\u00e9 hice esta calculadora<\/h2>\n  <p>Cada vez que un inversionista me llama para evaluar una preconstrucci\u00f3n, lo primero que hago es construir el modelo en una hoja de c\u00e1lculo. No para convencerlo \u2014 para que entienda exactamente qu\u00e9 est\u00e1 comprando y en qu\u00e9 tiempo.<\/p>\n  <p>Decid\u00ed convertir ese modelo en una herramienta descargable para que cualquier inversionista latinoamericano pueda hacer ese an\u00e1lisis por su cuenta \u2014 antes de hablar con cualquier agente, incluido yo.<\/p>\n  <blockquote>\"La pregunta no es si el proyecto es bueno. La pregunta es si el proyecto es bueno para tu capital, tu horizonte y tu perfil.\"<\/blockquote>\n  <p><strong>Julio Ospina<\/strong><br>Luxury Real Estate Advisor \u00b7 Wise Group International Real Estate<br>WhatsApp +1 786 316 3500 \u00b7 julio.ospina@wisegroupfl.com<\/p>\n<\/section>\n\n<section class=\"fab-banner\">\n  <h3>\u00bfVen\u00eds a Miami por el Mundial FIFA 2026?<\/h3>\n  <p>Si cerr\u00e1s una compra conmigo en 2026, cubrimos hasta <strong>USD $2,000 en tiquetes<\/strong> \u2014 los tuyos y los de tu acompa\u00f1ante. Se llama Fly and Buy.<\/p>\n  <a href=\"https:\/\/wisegroupfl.com\/es\/fly-and-buy\/\">Ver detalles \u2192<\/a>\n<\/section>\n\n<footer>\n  <div class=\"logo\">WISE GROUP \u00b7 RELATED REALTY<\/div>\n  <p>Julio Ospina \u00b7 Luxury Real Estate Advisor<br>\n  <a href=\"mailto:julio.ospina@wisegroupfl.com\">julio.ospina@wisegroupfl.com<\/a> \u00b7 <a href=\"https:\/\/wa.me\/17863163500\" rel=\"nofollow noopener\" target=\"_blank\">WhatsApp +1 786 316 3500<\/a> \u00b7 <a href=\"https:\/\/wisegroupfl.com\/es\/\">wisegroupfl.com<\/a><br><br>\n  \u00a9 2026 Wise Group International Real Estate \u00b7 associated with Related Realty<br>\n  Proyecciones referenciales. No constituyen garant\u00eda de rendimiento ni asesoramiento financiero.<\/p>\n<\/footer>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Calculadora Siembra \u2014 Preconstrucci\u00f3n Miami \u00b7 Julio Ospina \u00b7 Wise Group Descarga gratuita \u00b7 Excel funcional \u00b7 Wise Group Calculadora Siembrapara preconstrucci\u00f3n en Miami Corre tus propios n\u00fameros \u2014 no los del vendedor. Cronograma de pagos, valor proyectado a 10 a\u00f1os, y comparativa con alternativas. 4Hojas 83F\u00f3rmulas 3Escenarios $0Costo \u26a0\ufe0f Esta calculadora es una herramienta [&hellip;]<\/p>","protected":false},"author":13,"featured_media":10999,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11067","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/pages\/11067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/comments?post=11067"}],"version-history":[{"count":10,"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/pages\/11067\/revisions"}],"predecessor-version":[{"id":11104,"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/pages\/11067\/revisions\/11104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/media\/10999"}],"wp:attachment":[{"href":"https:\/\/wisegroupfl.com\/es\/wp-json\/wp\/v2\/media?parent=11067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}